14 June

There are a number of reasons why there is a severe shortage of GPs in the NHS, including overwhelming workloads, a shortage of skilled junior doctors wanting to become GPs, underfunded Primary Care services and the indemnity cost to a GP for just being able to practice.

It has been reported that some GPs have been quoted as much as £30,000pa to include out of hours cover and many are incurring an average yearly increase of 25% in their policies. Last year the magazine Pulse said that GPs who live in the northern UK border regions are choosing to practice in Scotland instead of England just because indemnity costs are one third of what it would cost them in England.

One doctor was quoted at the LMC Conference saying that on moving from Scotland to England his indemnity fee rose by 500% for the same level of cover. While the MDDUS claim that they aim to keep their fees competitive, they justify the cost by stating that GPs in England apparently are three times more likely to have claims against them and the value of the claims is higher in England than Scotland. Operating as not for profit organisations, MDOs insist that their increasing subscription fees are justified by having to pay out larger compensation claims and they see the problem as a legal reform issue.

With fewer GPs available for out of hours cover inevitably hospital A&E departments are crammed with non urgent cases, creating long waiting times and urgent cases not getting the immediate attention that they need. Only last week one hospital had a queue of 13 ambulances waiting to unload their patients.

Although there has been some media coverage about the cost of indemnity insurance, apart from magazines such as Pulse most media outlets take the easy route and blame GP shortages on the lack of funding for the NHS or whichever government is in charge for mismanagement.

While the NHS is trying various schemes to solve the indemnity cover crisis, interestingly most patients would be completely unaware that one of the main reasons they can’t speak to or see a GP during the out of hours period is primarily an insurance issue and not because GPs aren’t willing to work during that time.

One GP, who only works out of hours and who has not had any formal proceedings against her has seen the cost of her indemnity insurance rise from £8,000 to four times as much in just two years. The MDOs might say that the cost of insurance inevitably has to rise because of the increase in claims and how much compensation is awarded, yet all GPs are affected by these prohibitive insurance policy costs, not just the much smaller percentage of GPs in the NHS who have to make a claim.

There have also been assertions by unnamed GPs that just calling an MDO helpline for advice without even making a claim has affected the cost of their next policy and seen it soar. While legal reforms on compensation might help, in reality it will take far longer to change the law than review the real cost of indemnity insurance and bring it down. One leading medical recruitment consultancy has already found a way to actually solve this crisis issue.

Primary Care Professionals has researched and studied the market for two years and has now resourced a unique indemnity insurance policy, covering in hours and out of hours care, which is available totally free of charge to all of its GP candidates. The policy has exactly the same level of cover that GPs have in their current indemnity insurance.

For more information about this extraordinary new development, click here

Register with us today for our latest roles

Here at Primary Care Professionals we understand that your days are busy so finding the time to search for that new role can be tough. Register with us today with your details along with your CV and we do the leg work of searching for your perfect role so you don’t have to. When we find the latest jobs that are tailored to you we will send you the details direct, putting you forward for only the best roles.

Register Now

Got some questions you want to discuss?

We have a dedicated team on the phones to answer any questions or just talk through what your looking for if you prefer a more personal touch. Arrange a call back from one of our knowledgeable team members and we will get you into your new role as soon as possible.

This field is required
This field is required
This field is required

Be kept in the know of our latest jobs.

We know your time is precious and checking latest job boards regularly can quickly fall down the priority list. How about you let us do all the leg work and send you all our latest roles from across the country directly into your inbox on a monthly basis. Its as easy as registering your name and email address and we take care of the rest. Register today with nothing to lose and the perfect new role to gain.

This field is required
This field is required
This field is required

Register for jobs now…

Please fill out the form before with your Name, Email and Telephone number along with your CV and we will personally search our database and send you our latest jobs that are tailored for you. So we do all the leg work.